The Peace of Mind Program for Business Owners and their Families
As a Registered Estate Practitioner I help business owners to complete their Family Estate Plan so that they can have peace of mind in knowing that they will ultimately be leaving their family with a legacy and not a mess.
Chances are you will never wake up one day and find yourself saying "I have absolutely nothing to do today. I think I will start on getting my Will done, review my life and health insurance coverage so I can get clear on what I have and how it works and then I think I will organize all of my records into a directory with a one page summary."
Everyone knows they should have their affairs in order by having a Family Estate Plan however most people don't know where to start and how to navigate this complex undertaking. This is where I come in. Through systems my company has created and which we will apply for your benefit we make creating a Family Estate Plan simple, easy and efficient.
We are experts with over 30 years of experience in Family Estate Planning. The approach we use is to provide you with "Project Management" in order to get this project off of your "To Do" list and on to your "Done" list. You delegate the "Project Management" role to us and we report back to you with amazing results.
Something magical happens in the Family Estate Plan process that we created that is hard to explain. I think it may be that when someone has the courage to accept their inevitable mortality and to plan for it that intangible benefits not necessarily contemplated arise. Pride, peace of mind, further appreciation of family and the life experience.
Ultimately my role in serving business owners and their family's is to make their lives better as a result of benefiting them through my company's services. I would welcome the opportunity to do this for you. If you would like to hire me following are the types of benefits you can expect to receive along with a description of fees:
I will save you money on your health and life insurance rates
I will show you how to save up to 40% a year on your rates.
If your insurance company has lowered its rates for new policyholders but hasn’t lowered them for you, a very common occurrence, I will help you to get those lower rates.
If you have been overpaying I will also work to get you a refund of your overpayment. The largest refund I have obtained for a client is $119,000 (yes, you read that correctly).
I will show you how to transfer money out of your company tax free
Set up correctly, your health and life insurance coverage can be used to transfer money out of your company tax free. However, you may not be fully realizing this benefit if your insurance advisor does not have the necessary expertise.
I am one of the few qualified advisors who does have the expertise to work with you and your accounting advisor to show you how to structure your health and life insurance coverage to realize the significant tax advantages available to you.
I will correct errors that could be catastrophic to you and your family
When I first do a health and life insurance review for a new business owner client, one thing I routinely come across are outdated beneficiary designations. The most common being former spouses and business partners. You wouldn’t want the wrong person receiving your insurance proceeds, would you?
You deserve better
I am here to help. You may never have the extra time on your hands to get around to figuring out exactly what health and life insurance coverage you have, determining if coverage or rate changes are going to be taking place as well as organizing and summarize your coverage yourself.
I can take care of all these details for you. The end result being your peace of mind that you have everything easily understood, up to date and your records organized along with an easy to follow one page Master Summary.
If you would like to arrange an introductory meeting to see if I am the right advisor for you, just take a minute to click here to book a brief introductory meeting or you can text or call me directly on my cell at (403) 540-4644. I would welcome the opportunity to help you.
George Goulet, TEP, FLMI, CHS
Creator of The Peace of Mind Program for Business Owners and Their Families
You Deserve Better - I Will Deliver It™
A History of Serving
Business Owners Like You
When I was a kid I always wanted to be a business owner. I was fortunate to learn at a young age that success as a business owner is directly linked to the value, service and relationship impact that one has to benefit others.
My friend and mentor Phil Williams told me over 30 years ago, "Serve and you will Succeed". Those words have guided me in my professional career.
As a business owner, I founded United Benefits Group Ltd. to assist other business owners to create a Family Estate Plan so that they can leave their family with a legacy rather than a mess.
The foundation of a Family Estate Plan is a Will. However, beyond that a significant part of a Family Estate Plan is for business owners to protect themselves and their family with health insurance coverage while they are living and to provide a financial safety net at their passing with life insurance coverage.
Specifically, we want to make sure that our clients and their family have coverage to obtain prompt health care when put on a "wait list", coverage to eliminate loan and lease obligations if suffering a serious illness or injury and life insurance coverage to eliminate financial obligations (including estate tax) and to provide for family members.
Along with my team, I have now managed in excess of $2 billion of health and life insurance plans for over 500 business owners in Alberta and British Columbia.